/* ====================================================
   1031 IVY EXCHANGE — BRIGHT / EDITORIAL THEME
   Aesthetic: Clean Luxury / Editorial Magazine / Light
   Fonts: Cormorant Garamond (display) + DM Sans (body)
   ==================================================== */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --white:       #ffffff;
  --off-white:   #f8f6f2;
  --cream:       #f2ede4;
  --cream-mid:   #e8e0d2;
  --light-gray:  #f4f4f2;
  --border:      #e0d8cc;
  --border-dark: #c8c0b2;

  --ivy:         #1a3d28;
  --ivy-mid:     #2d6644;
  --ivy-light:   #3d7a50;
  --ivy-pale:    #e8f2eb;
  --ivy-pale2:   #d4e9da;

  --gold:        #8a6914;
  --gold-mid:    #b8962e;
  --gold-light:  #d4ae50;
  --gold-pale:   #fdf4dc;

  --text-dark:   #1a1a16;
  --text-body:   #3d3d36;
  --text-mid:    #6b6558;
  --text-light:  #9a9080;

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'DM Sans', 'Helvetica Neue', sans-serif;

  --max-w: 1180px;
  --topbar-h: 36px;
  --nav-h: 76px;
  --total-h: calc(var(--topbar-h) + var(--nav-h));

  --shadow-sm:  0 1px 4px rgba(0,0,0,0.06), 0 4px 16px rgba(0,0,0,0.04);
  --shadow-md:  0 4px 24px rgba(0,0,0,0.08), 0 12px 40px rgba(0,0,0,0.06);
  --shadow-lg:  0 8px 40px rgba(0,0,0,0.12), 0 24px 64px rgba(0,0,0,0.08);
  --ease-out-expo: cubic-bezier(0.16, 1, 0.3, 1);
}

html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background: var(--white);
  color: var(--text-body);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; border: none; background: none; font-family: var(--font-body); }

.container { max-width: var(--max-w); margin: 0 auto; padding: 0 40px; }

/* SHARED SECTION STYLES */
.section-eyebrow {
  font-family: var(--font-body);
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ivy-mid);
  display: block;
  margin-bottom: 14px;
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.5vw, 3.4rem);
  font-weight: 400;
  color: var(--text-dark);
  line-height: 1.08;
  margin-bottom: 20px;
}
.section-title em { font-style: italic; color: var(--ivy); }
.section-sub { font-size: 0.93rem; line-height: 1.85; color: var(--text-mid); max-width: 520px; }
.section-header { margin-bottom: 60px; }

/* BUTTONS */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.73rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 15px 30px;
  border-radius: 3px;
  transition: all 0.25s var(--ease-out-expo);
}
.btn--primary {
  background: var(--ivy);
  color: #fff;
}
.btn--primary:hover { background: var(--ivy-mid); transform: translateY(-1px); box-shadow: 0 8px 28px rgba(26,61,40,0.3); }
.btn--ghost-dark {
  background: transparent;
  color: var(--text-dark);
  border: 1px solid var(--border-dark);
}
.btn--ghost-dark:hover { border-color: var(--ivy); color: var(--ivy); }
.btn--full { width: 100%; justify-content: center; }

/* ====================================================
   TOPBAR
   ==================================================== */
.topbar {
  background: var(--ivy);
  color: rgba(255,255,255,0.85);
  height: var(--topbar-h);
  display: flex;
  align-items: center;
}
.topbar__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 40px;
  display: flex;
  align-items: center;
  gap: 20px;
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.04em;
}
.topbar__inner a:hover { color: var(--gold-light); }
.topbar__divider { opacity: 0.3; }

/* ====================================================
   NAV
   ==================================================== */
.nav {
  position: sticky;
  top: 0;
  z-index: 900;
  height: var(--nav-h);
  background: rgba(255,255,255,0.97);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(12px);
  transition: box-shadow 0.3s;
}
.nav.scrolled { box-shadow: var(--shadow-sm); }
.nav__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 40px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav__logo {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--ivy);
}
.nav__logo-icon { color: var(--ivy); flex-shrink: 0; }
.nav__logo-main {
  display: block;
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--text-dark);
  line-height: 1;
}
.nav__logo-sub {
  display: block;
  font-size: 0.58rem;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-top: 2px;
}
.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}
.nav__links a {
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-mid);
  transition: color 0.2s;
}
.nav__links a:hover { color: var(--ivy); }
.nav__cta {
  padding: 10px 20px !important;
  background: var(--ivy) !important;
  color: #fff !important;
  border-radius: 3px;
}
.nav__cta:hover { background: var(--ivy-mid) !important; }
.nav__hamburger { display: none; flex-direction: column; gap: 5px; padding: 8px; }
.nav__hamburger span { display: block; width: 22px; height: 1.5px; background: var(--text-dark); transition: all 0.3s; }

/* ====================================================
   HERO
   ==================================================== */
.hero {
  background: var(--off-white);
  border-bottom: 1px solid var(--border);
  overflow: hidden;
}
.hero__content {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 40px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  min-height: 90vh;
  align-items: center;
}
.hero__text {
  padding: 80px 60px 80px 0;
}
.hero__eyebrow {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ivy-mid);
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
  opacity: 0;
  animation: fadeUp 0.8s var(--ease-out-expo) 0.1s forwards;
}
.hero__eyebrow::before { content: ''; width: 32px; height: 1px; background: var(--ivy-mid); }
.hero__headline {
  font-family: var(--font-display);
  font-size: clamp(2.8rem, 4.5vw, 5rem);
  font-weight: 400;
  line-height: 1.05;
  color: var(--text-dark);
  margin-bottom: 28px;
  opacity: 0;
  animation: fadeUp 0.9s var(--ease-out-expo) 0.25s forwards;
}
.hero__headline em { font-style: italic; color: var(--ivy); }
.hero__sub {
  font-size: 0.95rem;
  line-height: 1.85;
  color: var(--text-mid);
  max-width: 480px;
  margin-bottom: 36px;
  opacity: 0;
  animation: fadeUp 0.9s var(--ease-out-expo) 0.4s forwards;
}
.hero__actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 44px;
  opacity: 0;
  animation: fadeUp 0.9s var(--ease-out-expo) 0.55s forwards;
}
.hero__trust-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  padding-top: 28px;
  border-top: 1px solid var(--border);
  opacity: 0;
  animation: fadeUp 0.9s var(--ease-out-expo) 0.7s forwards;
}
.hero__trust-img {
  height: 36px;
  width: auto;
  object-fit: contain;
  opacity: 0.85;
  filter: grayscale(20%);
}
.hero__trust-cornell {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-light);
}
.hero__trust-cornell img {
  height: 28px;
  width: 28px;
  border-radius: 50%;
  object-fit: cover;
  opacity: 0.75;
}

.hero__image-col {
  height: 100%;
  position: relative;
  opacity: 0;
  animation: fadeIn 1s var(--ease-out-expo) 0.3s forwards;
}
.hero__image-wrap {
  height: 100%;
  min-height: 600px;
  position: relative;
}
.hero__image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.hero__stat-float {
  position: absolute;
  background: var(--white);
  box-shadow: var(--shadow-md);
  padding: 20px 28px;
  border-left: 4px solid var(--ivy);
  border-radius: 3px;
}
.hero__stat-float--top { top: 40px; left: -40px; }
.hero__stat-float--bottom { bottom: 40px; right: 30px; border-left-color: var(--gold-mid); }
.hero__stat-big {
  display: block;
  font-family: var(--font-display);
  font-size: 2.8rem;
  font-weight: 500;
  color: var(--ivy);
  line-height: 1;
}
.hero__stat-float--bottom .hero__stat-big { color: var(--gold-mid); }
.hero__stat-lbl {
  display: block;
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-top: 4px;
}

/* ====================================================
   TRUST BAR
   ==================================================== */
.trust {
  background: var(--ivy);
  padding: 18px 0;
}
.trust__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0;
}
.trust__item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0 28px;
  font-size: 0.67rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.75);
}
.trust__star { color: var(--gold-light); font-size: 0.8rem; }
.trust__divider { width: 1px; height: 18px; background: rgba(255,255,255,0.2); }

/* ====================================================
   EXCHANGE TYPES
   ==================================================== */
.types {
  padding: 100px 0;
  background: var(--white);
}
.types__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.types__card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 6px;
  overflow: hidden;
  transition: transform 0.3s var(--ease-out-expo), box-shadow 0.3s;
  position: relative;
}
.types__card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.types__card--featured {
  border-color: var(--ivy);
  box-shadow: 0 0 0 2px var(--ivy);
}
.types__featured-badge {
  position: absolute;
  top: 16px;
  right: 16px;
  z-index: 2;
  font-size: 0.58rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  background: var(--ivy);
  color: #fff;
  padding: 4px 10px;
  border-radius: 20px;
}
.types__img-wrap {
  height: 180px;
  overflow: hidden;
}
.types__img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s var(--ease-out-expo);
}
.types__card:hover .types__img-wrap img { transform: scale(1.04); }
.types__body {
  padding: 28px 24px;
}
.types__num {
  display: block;
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 300;
  color: var(--border-dark);
  line-height: 1;
  margin-bottom: 8px;
}
.types__body h3 {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 12px;
  line-height: 1.2;
}
.types__body p { font-size: 0.85rem; line-height: 1.75; color: var(--text-mid); margin-bottom: 20px; }
.types__link {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ivy);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: gap 0.2s;
}
.types__link:hover { gap: 10px; }

/* ====================================================
   PROCESS
   ==================================================== */
.process {
  background: var(--white);
}
.process__hero-img {
  position: relative;
  height: 520px;
  overflow: hidden;
}
.process__hero-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
}
.process__hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(20,50,30,0.88) 0%, rgba(10,25,15,0.70) 100%);
}
.process__hero-text {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 60px;
  max-width: var(--max-w);
  margin: 0 auto;
  left: 50%;
  transform: translateX(-50%);
  right: auto;
  width: 100%;
}

.process__cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--border);
  margin-top: -2px;
  border-bottom: 1px solid var(--border);
}
.process__card {
  background: var(--white);
  padding: 48px 36px;
}
.process__card:nth-child(2) { background: var(--off-white); }
.process__card:nth-child(3) { background: var(--cream); }
.process__card-label {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: #fff;
  background: var(--ivy);
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
}
.process__card h3 {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 20px;
  line-height: 1.2;
}
.process__card ol {
  padding-left: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.process__card li { font-size: 0.87rem; line-height: 1.7; }

.deadlines {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--border);
  border-bottom: 1px solid var(--border);
}
.deadlines__card {
  background: var(--light-gray);
  padding: 56px 52px;
  border-right: 1px solid var(--border);
}
.deadlines__card:last-child { border-right: none; }
.deadlines__card--green {
  background: var(--ivy-pale);
}
.deadlines__number {
  font-family: var(--font-display);
  font-size: 7rem;
  font-weight: 300;
  color: var(--ivy);
  line-height: 1;
  margin-bottom: 0;
}
.deadlines__card--green .deadlines__number { color: var(--ivy); }
.deadlines__unit {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.24em;
  color: var(--text-light);
  margin-bottom: 12px;
}
.deadlines__name {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 16px;
}
.deadlines__card p { font-size: 0.88rem; line-height: 1.8; }

/* ====================================================
   QUALIFY
   ==================================================== */
.qualify {
  padding: 100px 0;
  background: var(--off-white);
  border-top: 1px solid var(--border);
}
.qualify__layout {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 80px;
  align-items: start;
}
.qualify__right {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
}
.qualify__item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 20px 20px 0;
  border-bottom: 1px solid var(--border);
}
.qualify__item:nth-child(even) { padding-left: 20px; border-left: 1px solid var(--border); }
.qualify__item p { font-size: 0.88rem; line-height: 1.65; }
.qualify__check {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  background: var(--ivy);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  font-weight: 700;
  margin-top: 2px;
}

/* ====================================================
   ABOUT
   ==================================================== */
.about {
  padding: 100px 0;
  background: var(--white);
  border-top: 1px solid var(--border);
}
.about__layout {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 80px;
  align-items: start;
}
.about__img-col { position: sticky; top: calc(var(--nav-h) + 20px); }
.about__photo-wrap {
  position: relative;
  margin-bottom: 24px;
}
.about__photo {
  width: 100%;
  border-radius: 4px;
  display: block;
}
.about__photo-border {
  position: absolute;
  bottom: -12px;
  right: -12px;
  width: 55%;
  height: 40%;
  border: 2px solid var(--ivy-mid);
  border-radius: 4px;
  pointer-events: none;
  opacity: 0.35;
  z-index: -1;
}
.about__cred-badges {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  align-items: center;
}
.about__cred-badges img {
  width: 100%;
  height: 52px;
  object-fit: contain;
  filter: grayscale(10%);
  opacity: 0.85;
}
.about__text {}
.about__rule {
  border: none;
  border-top: 2px solid var(--ivy);
  width: 48px;
  margin: 24px 0 28px;
  opacity: 0.5;
}
.about__bio {
  font-size: 0.95rem;
  line-height: 1.9;
  color: var(--text-body);
  margin-bottom: 18px;
}
.about__bio em { color: var(--ivy); font-style: italic; }
.about__cornell-wrap {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 20px;
  background: var(--ivy-pale);
  border-left: 3px solid var(--ivy);
  border-radius: 3px;
  margin: 28px 0;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ivy);
}
.about__cornell-img {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  object-fit: cover;
}

/* ====================================================
   BLOG
   ==================================================== */
.blog {
  padding: 100px 0;
  background: var(--off-white);
  border-top: 1px solid var(--border);
}
.blog__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.blog__featured {
  border: 1px solid var(--border);
  border-radius: 6px;
  overflow: hidden;
  background: var(--white);
  transition: box-shadow 0.3s;
}
.blog__featured:hover { box-shadow: var(--shadow-md); }
.blog__featured-img {
  height: 260px;
  overflow: hidden;
}
.blog__featured-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s var(--ease-out-expo);
}
.blog__featured:hover .blog__featured-img img { transform: scale(1.03); }
.blog__featured-body { padding: 32px; }
.blog__aside {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.blog__mini {
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 0;
  border: 1px solid var(--border);
  border-radius: 6px;
  overflow: hidden;
  background: var(--white);
  flex: 1;
  transition: box-shadow 0.3s;
}
.blog__mini:hover { box-shadow: var(--shadow-sm); }
.blog__mini-img { overflow: hidden; }
.blog__mini-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.blog__mini:hover .blog__mini-img img { transform: scale(1.05); }
.blog__mini-body {
  padding: 20px 20px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.blog__mini-body h4 {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-dark);
  line-height: 1.3;
  margin-top: 8px;
}
.blog__mini-body h4 a:hover { color: var(--ivy); }
.blog__tag {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--ivy-mid);
  display: block;
  margin-bottom: 10px;
}
.blog__featured-body h3 {
  font-family: var(--font-display);
  font-size: 1.7rem;
  font-weight: 600;
  color: var(--text-dark);
  line-height: 1.2;
  margin-bottom: 14px;
}
.blog__featured-body h3 a:hover { color: var(--ivy); }
.blog__featured-body p { font-size: 0.88rem; line-height: 1.8; }
.blog__more {
  display: inline-flex;
  align-items: center;
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ivy);
  margin-top: 16px;
  gap: 4px;
  transition: gap 0.2s;
}
.blog__more:hover { gap: 10px; color: var(--ivy-mid); }

/* ====================================================
   FAQ
   ==================================================== */
.faq {
  padding: 100px 0;
  background: var(--white);
  border-top: 1px solid var(--border);
}
.faq__layout {
  display: grid;
  grid-template-columns: 340px 1fr;
  gap: 80px;
  align-items: start;
}
.faq__left { position: sticky; top: calc(var(--nav-h) + 20px); }
.faq__right {}
.faq__item {
  border-bottom: 1px solid var(--border);
}
.faq__item:first-child { border-top: 1px solid var(--border); }
.faq__q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 0;
  cursor: pointer;
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text-dark);
  list-style: none;
  gap: 16px;
  transition: color 0.2s;
}
.faq__q::-webkit-details-marker { display: none; }
.faq__q:hover { color: var(--ivy); }
.faq__icon {
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--ivy);
  flex-shrink: 0;
  transition: transform 0.3s;
}
details[open] .faq__icon { transform: rotate(45deg); }
details[open] .faq__q { color: var(--ivy); }
.faq__a { padding: 0 0 24px; }
.faq__a p { font-size: 0.9rem; line-height: 1.8; }

/* ====================================================
   CONTACT
   ==================================================== */
.contact {
  padding: 100px 0;
  background: var(--cream);
  border-top: 1px solid var(--border);
}
.contact__layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.contact__details { margin-top: 40px; display: flex; flex-direction: column; gap: 20px; }
.contact__detail {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  font-size: 0.88rem;
  color: var(--text-body);
}
.contact__detail-icon { font-size: 1.1rem; flex-shrink: 0; margin-top: 1px; }
.contact__detail strong { display: block; font-weight: 600; color: var(--text-dark); font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 2px; }
.contact__detail a:hover { color: var(--ivy); }

.contact__form-box {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 48px 44px;
  box-shadow: var(--shadow-sm);
}
.contact__form-box h3 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 28px;
}
.contact__form { display: flex; flex-direction: column; gap: 18px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form__group { display: flex; flex-direction: column; gap: 6px; }
.form__group label {
  font-size: 0.67rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-mid);
}
.form__group input,
.form__group select,
.form__group textarea {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 13px 16px;
  font-family: var(--font-body);
  font-size: 0.88rem;
  color: var(--text-dark);
  transition: border-color 0.2s, background 0.2s;
  outline: none;
  width: 100%;
}
.form__group input:focus,
.form__group select:focus,
.form__group textarea:focus { border-color: var(--ivy); background: var(--white); }
.form__group textarea { resize: vertical; }
.form__group select { cursor: pointer; }
.form__note { font-size: 0.68rem; color: var(--text-light); text-align: center; margin-top: -4px; letter-spacing: 0.03em; }
.form__success { text-align: center; padding: 40px 20px; }
.form__success-check {
  font-size: 1.5rem;
  color: #fff;
  background: var(--ivy);
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.form__success h3 { font-family: var(--font-display); font-size: 1.6rem; color: var(--text-dark); margin-bottom: 10px; }
.form__success p { font-size: 0.88rem; line-height: 1.7; }

/* ====================================================
   FOOTER
   ==================================================== */
.footer {
  background: var(--ivy);
  color: rgba(255,255,255,0.75);
  padding: 72px 0 36px;
}
.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer__brand p { font-size: 0.83rem; line-height: 1.7; margin-top: 12px; }
.footer__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 600;
}
.footer__imgs {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 20px;
}
.footer__imgs img {
  height: 36px;
  object-fit: contain;
  filter: brightness(0) invert(1);
  opacity: 0.55;
}
.footer__col h4 {
  font-size: 0.63rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  margin-bottom: 18px;
}
.footer__col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer__col li { font-size: 0.82rem; }
.footer__col a:hover { color: var(--gold-light); }
.footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 32px;
  flex-wrap: wrap;
}
.footer__bottom p { font-size: 0.75rem; }
.footer__disc { max-width: 480px; opacity: 0.5; line-height: 1.6; font-size: 0.7rem !important; }

/* ====================================================
   ANIMATIONS & REVEAL
   ==================================================== */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(28px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

.reveal {
  opacity: 0;
  transform: translateY(36px);
  transition: opacity 0.75s var(--ease-out-expo), transform 0.75s var(--ease-out-expo);
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }

/* ====================================================
   RESPONSIVE
   ==================================================== */
@media (max-width: 1100px) {
  .types__grid { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 900px) {
  .hero__content { grid-template-columns: 1fr; min-height: auto; }
  .hero__text { padding: 60px 0; }
  .hero__image-col { height: 420px; }
  .about__layout { grid-template-columns: 1fr; }
  .about__img-col { position: static; display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
  .about__photo-wrap { margin-bottom: 0; }
  .contact__layout { grid-template-columns: 1fr; }
  .faq__layout { grid-template-columns: 1fr; }
  .faq__left { position: static; }
  .qualify__layout { grid-template-columns: 1fr; gap: 40px; }
  .process__cards { grid-template-columns: 1fr; }
  .deadlines { grid-template-columns: 1fr; }
  .blog__grid { grid-template-columns: 1fr; }
  .blog__mini { grid-template-columns: 100px 1fr; }
  .process__hero-text { padding: 40px; }
}

@media (max-width: 680px) {
  .container { padding: 0 20px; }
  .nav__inner { padding: 0 20px; }
  .topbar__inner { padding: 0 20px; flex-wrap: wrap; gap: 6px; font-size: 0.65rem; }
  .nav__logo-sub { display: none; }
  .nav__links { display: none; position: fixed; top: calc(var(--topbar-h) + var(--nav-h)); left: 0; right: 0; background: var(--white); flex-direction: column; padding: 24px 20px; gap: 20px; border-bottom: 1px solid var(--border); box-shadow: var(--shadow-md); }
  .nav__links.open { display: flex; }
  .nav__hamburger { display: flex; }
  .types__grid { grid-template-columns: 1fr; }
  .qualify__right { grid-template-columns: 1fr; }
  .qualify__item:nth-child(even) { padding-left: 0; border-left: none; }
  .form__row { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; gap: 28px; }
  .footer__bottom { flex-direction: column; }
  .hero__stat-float--top { top: 16px; left: 10px; padding: 14px 18px; }
  .hero__stat-float--bottom { bottom: 16px; right: 10px; padding: 14px 18px; }
  .process__hero-text { padding: 24px; }
  .hero__trust-row { gap: 10px; }
  .trust__inner { justify-content: flex-start; gap: 4px; padding: 0 20px; overflow-x: auto; }
  .trust__item { flex-shrink: 0; }
  .contact__form-box { padding: 28px 20px; }
  .about__img-col { grid-template-columns: 1fr; }
}